Howard Baetjer Jr.

Howard Baetjer Jr. is a Lecturer in the Department of Economics at Towson University, where he teaches microeconomics, money and banking, comparative economic systems, and the history of economic thought. He is the author of Free Our Markets: A Citizens’ Guide to Essential Economics (2013) and Software as Capital: An Economic Perspective on Software Engineering (1998). He founded the Children’s Scholarship Fund Baltimore, a private scholarship-granting organization for low-income families.


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