Financial Regulation Framework offers a comprehensive exploration of how financial institutions are governed, emphasizing the critical balance between fostering innovation and ensuring stability. It delves into three core themes: systemic risk management, consumer protection, and market integrity.
The book highlights intriguing facts, such as the cyclical nature of financial crises and the reactive regulatory responses that often follow. Understanding key legislation like the Dodd-Frank Act is crucial for grasping the intended impact on the financial landscape.
The book takes a holistic approach, recognizing the interconnectedness of different regulatory areas. It advocates for risk-based regulation, focusing on mitigating the most significant threats to financial stability, and principles-based regulation, providing flexibility for firms.
Through legal analyses, economic modeling, and empirical studies, the book presents a blend of information supported by regulatory filings, market data, and academic research.
Structured in three parts, the book progresses from fundamental concepts to specific regulatory areas, such as banking, securities markets, and insurance. It concludes by synthesizing the analysis to propose a framework for adaptive regulation.
With its accessible style, Financial Regulation Framework serves as a valuable resource for students, policymakers, and financial professionals alike.
