In Penny Planting Project, ten-year-old Rina joins a community garden initiative where each seed-coated “coin” grows lessons in savings, risk management, and generosity. Dividing her plot into Growth, Harvest, and Giving sections, she tracks sprout counts, multiplies yields, and budgets resources through journal charts. A hailstorm forces her to reallocate reserves, teaching flexibility. Market day’s triumphant sales turn seed coins into real earnings, and Rina joyfully donates fresh produce to families in need. Young readers will bloom alongside Rina, experiencing a playful hands-on metaphor for investment, profit calculation, and the true rewards of community collaboration.
